18 Februari 2026
Indonesia’s Economy Shows Strong Resilience and Positive Growth Momentum in Early 2026
Indonesia’s economy continues to demonstrate strong resilience and positive growth momentum in early 2026. Key macroeconomic indicators reflect growing optimism among the government and market participants regarding medium- to long-term economic prospects.
📈 Economic Growth
The government targets economic growth of 5.4–5.6% throughout 2026, with Q1-2026 projected at 5.5–6%. Finance Minister Purbaya Yudhi Sadewa stated that Indonesia’s economy has entered an expansion phase through 2033, following its successful return to a growth trajectory after the slowdown in 2024.
To sustain this momentum, the government is prepared to inject substantial fiscal stimulus, including IDR 809 trillion in Q1-2026, to support key priority programs.
💱 Rupiah Stability & Financial Markets
On February 12, 2026, the rupiah closed at IDR 16,810 per USD, while the 10-year government bond yield remained in the range of 6.38–6.42%. The tax exchange rate for February 18–24, 2026 was also set stable at IDR 16,818 per USD.
Bank Indonesia is expected to maintain the BI-Rate at its February 2026 policy meeting, amid ongoing global financial market uncertainties.
🏛️ Public Debt & Fiscal Policy
Government debt stands at IDR 9,637 trillion, which remains within safe and manageable levels. Additionally, the government has allocated IDR 10.65 trillion in Regional Transfers (TKD) to support disaster-affected regions.
🚀 Digital Transformation & Financial Inclusion
The government’s focus on accelerating priority programs and governance transformation is expected to drive inclusive economic growth, particularly within the digital and financial sectors. Initiatives such as strengthening the QRIS ecosystem and digital payment systems are projected to accelerate fintech adoption across all segments of society.
With solid economic fundamentals, stable financial markets, and coordinated fiscal and monetary policies, Indonesia remains optimistic about sustaining long-term growth throughout 2026.
#BankIndonesia #bdPay #QRIS #MarketRecap
bdPay as a Payment Service Provider
bdPay (PT Berkah Digital Pembayaran) is a Bank Indonesia-licensed Payment Service Provider (registered since 2021), focused on remittance, fund transfers, and the digital payment ecosystem. Core services include:
- Payment Acceptance (via QRIS, VA, Bank Transfer through API) from all Banks and e-Wallets in Indonesia.
- Real-time Disbursement (starting from Rp2,500/trx).
- Mobile application with real-time QRIS, bill payments (PPOB), top-up, automatic fraud detection, e-KYC, and fast settlement.
- Certification ISO/IEC 27001:2022, direct bank API connections, and the Smart, Steady, Secure (SSS) concept for safe and efficient transactions.
bdPay is aligned with national trends, especially QRIS and domestic/international remittance. bdPay supports the growth of digital payments in Indonesia — QRIS expansion, real-time transfers, and potential expansion into interoperability and AI-based security. Welcome to Rupiah Digital.