bdPay as a Payment Service Provider

bdPay (PT Berkah Digital Pembayaran) is a Bank Indonesia-licensed Payment Service Provider (registered since 2021), focused on remittance, fund transfers, and the digital payment ecosystem. Core services include:

• Payment Acceptance (via QRIS, VA, Bank Transfer through API) from all Banks and e-Wallets in Indonesia.
• Real-time Disbursement (starting from Rp2,500/trx).
• Mobile application with real-time QRIS, bill payments (PPOB), top-up, automatic fraud detection, e-KYC, and fast settlement.
• Certification ISO/IEC 27001:2022, direct bank API connections, and the Smart, Steady, Secure (SSS) concept for safe and efficient transactions.

bdPay is aligned with national trends, especially QRIS and domestic/international remittance. bdPay supports the growth of digital payments in Indonesia — QRIS expansion, real-time transfers, and potential expansion into interoperability and AI-based security. Welcome to Rupiah Digital.